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November 09, 2023
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Two common questions from many pet owners today are "What is pet insurance?" and "Do I need pet insurance for my dog/cat?". There are many pet parents today who do have pet insurance for the furry family members and others that do not.
We're here to answer those commonly asked questions and provide additional information about how pet insurance works, what type of pet insurance plans are available and more.
When deciding whether or not you want to explore pet insurance, here are a few factors to consider:
Now, let's talk about what type of pet insurance plans are available. First, we do want to mention that most common plans only cover dogs and cats, but there are some providers and plans that expand into other animals like reptiles and birds.
There are three main types of pet insurance plans available from most providers:
If your plan covers more, there is the chance that it will be more expensive. If you know that you are wanting to invest in this, definitely shop around to see which providers and plans have everything you're looking for.
Most insurance providers and plans are reimbursement-based. This means that when you visit your vet, you will pay everything up front and then submit a claim to your provider who then reimburses you based on your plan agreement.
Each plan has different options to pick from that determine the type of coverage and reimbursement you get. These include/are not limited to:
With so many plans available, you can find policies that range from $10 a month all the way to $50 and above.
Since every pet insurance provider and plan varies in cost based on your pet's specific needs and other factors that were mentioned above (with others depending on the provider) we can't give full price breakdowns.
The best thing to do is compare multiple providers that have the options you're looking for and find the best plan for you and your pet!
We hope this article was very helpful and that you feel more confident knowing whether or not to explore pet insurance for your furry family member! If you have any questions about pet insurance, we highly recommend consulting your veterinarian to help you determine what works best for you and your pet.